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The truth about boiler cover vs boiler insurance

24th October 2023

Woman looking at paperwork at home

Winter is on its way and being the sensible sort of person you are, you’re considering all your options when it comes to securing your home for the colder months ahead. With a glut of policies on the market, all geared towards protecting your boiler and heating system, which is the best option to choose? Do you opt for boiler insurance, or boiler cover, or even wider heating cover?

We clear up some of these questions below and look at why, in many cases, boiler cover comes up trumps for today’s UK homes.

Comprehensive cover

Boiler cover typically offers more comprehensive protection than boiler insurance. It often includes not only breakdown repairs but also annual servicing, which is essential for maintaining your boiler’s efficiency and longevity. On the flip-side, boiler insurance usually focuses solely on covering you for the repair or replacement costs, rather than bothering with breakdown prevention.

Faster response times

Insurance companies have a reputation for being slow off the mark when it comes to getting qualified tradespeople to your home. With boiler cover, we, like many providers, have a network of qualified engineers who can respond quickly to your service requests. Instead of waiting weeks for an issue to get sorted, our engineers can get your heating functioning again before you’re left out in the cold. 

Regular servicing

We’re constantly banging out about regular servicing and maintenance being the best way to protect your home boiler; and we do this because it’s true. Keeping on top of boiler services means that your boiler is much less likely to encounter problems and will probably live for longer. Unlike many boiler insurance policies, all our Sensible Heating Solutions boiler cover plans include maintenance and servicing as standard.

Transparent pricing

With a fixed monthly premium and no hidden nasties, budget friendly boiler cover gives you peace of mind without the ‘ifs’ or ‘buts’. Transparent, comprehensive cover without the sting.  

 

So there you have it. Our run-down of why boiler cover is often considered a better option than boiler insurance. A great choice for homeowners looking to protect the reliability and efficiency of their heating systems, while enjoying peace of mind during this winter. You can check out our range of Sensible Boiler Cover plans here, or give our friendly team a call on 0116 366 5664.

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